Head of Credit Decision Modelling and Strategy
Starling is the UK's first and leading digital bank on a mission to fix banking! We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. Read more about our story here.
We're a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We're a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,500 people across our London, Southampton, Cardiff and Manchester offices.
To support our ongoing growth, we're looking to recruit a Head of Credit Risk Modelling and Strategy within the 2nd line Credit Risk Team. The role will play a pivotal role in safeguarding the financial stability of the Bank by leading the development and continuous improvement of regulatory and operational credit risk models and credit decisioning strategies. The role requires a deep understanding of credit risk principles, regulatory requirements, and credit model and strategy development. As part of the second line of defence, you will work closely with, and provide insight to, stakeholders across the business, while delivering robust credit risk models and strategies that align with the Bank's overall risk appetite and strategy.
Key Accountabilities And Responsibilities
- Lead the development, monitoring and maintenance of the Bank's credit risk decisioning models, including acquisition scorecards and affordability models
- Develop and monitor automated decisioning strategies for the Bank's lending products
- Define standards for credit risk model development which align to the Bank's Model Risk Framework, and ensure these are implemented within the t...
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