Senior Associate Capital Markets

Grow Your Career. Impact Lives. Shape the Future of Consumer Finance.

At Regional Finance, growth is more than a strategy. It's an opportunity for our people to thrive. Over the past several years, we have expanded significantly, creating new career paths, leadership opportunities, and professional development experiences across our organization.

As a proud NYSE-listed company, we serve more than half a million active customers through a network of 360+ branches across 20 states and a rapidly growing digital platform. With approximately $2.1 billion in net finance receivables, nearly double our position in 2020, our momentum reflects both the strength of our business and the dedication of our team.

If you're passionate about helping people, driven by growth, and excited to contribute to a company transforming the future of consumer finance, we invite you to join our team and build something meaningful with us.

Role Overview

The Capital Markets Senior Associate supports the company's funding strategy and helps ensure it has the capital, liquidity, and financing flexibility to execute its business plan. You will build and maintain the financial models that drive funding decisions, run the structuring and execution of debt facilities, and turn complex analysis into clear materials for executive leadership, the board, and investors. This is a high-visibility role for someone who combines strong modeling skills with sound judgment and clear communication.

Key Responsibilities

Financial Modeling and Analysis

• Develop and maintain complex financial models to forecast funding capacity, liquidity, capital adequacy, covenant compliance, and cost of funds
• Evaluate how key business decisions, such as growth targets, product changes, credit policy shifts, and pricing, affect funding capacity, funding costs, capital, liquidity, and covenant headroom
• Conduct capital markets modeling using tools such as Excel, SQL, or Python
• Analyze col...

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