Principal Engineer, Digital Identity – Risk Intelligence

We are seeking a Principal Engineer to join our Risk Intelligence / Digital Identity & Fraud (DI&F) organization. This is a senior individual contributor role responsible for leading complex technical initiatives and owning technical direction for a critical product, platform, or engineering domain. The role combines architecture, hands-on engineering, and delivery leadership, working closely with development teams, architects, product owners, and quality leads to build secure, scalable, resilient, cloud-native solutions that support fraud prevention, identity verification, and account validation services.

The successful candidate will operate at both strategic and execution depth: shaping architecture, influencing design decisions, decomposing large initiatives into executable work, mentoring engineers, improving standards and reuse, and remaining actively involved in day-to-day engineering work including design reviews, problem solving, implementation guidance, and delivery support.

Role Responsibilities & Key Accountabilities

• Own technical direction and engineering outcomes for a defined DI&F product, platform, or capability area, ensuring solutions align with business needs, platform strategy, and engineering standards.
• Design, develop, and enhance high-performance APIs and distributed platform capabilities used for fraud prevention, identity verification, and account validation.
• Provide hands-on technical leadership through solution design, architecture guidance, code review, prototyping, issue resolution, and implementation support across the software development lifecycle.
• Lead the design and evolution of microservices-based distributed systems using cloud-native architecture and modern engineering practices.
• Work closely with architects, product owners, and quality leads to decompose solutions into epics, lead design planning, and break initiatives into executable journeys for engineering teams.
• Own delivery of critical platform capabilities, working with a high degree of autonomy while mentoring others and helping ensure timely completion of work across the team.
• Improve engineering quality, resilience, performance, observability, security, and reusability through shared patterns, technical standards, and strong implementation discipline.
• Drive a security-first and risk-aware engineering approach by evaluating design trade-offs, resolving blockers, and building resilience and operational readiness into systems and delivery practices.
• Build and deploy cont...

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